Disclosure: GoodLuckMate is reader-supported. We may earn a commission if you sign up to a casino via links on our site. Find out more.
ACH – Payments at Online Casinos
A limited number of online casinos will accept the easy-to-use and super secure Automated Clearing House system for players who wish to make deposits or else withdraw their winnings. The US banking technology is an odd choice, however, because online casinos are not allowed to have servers based in the United States. Therefore, you will be funneling money through the US to an offshore casino. Nevertheless, let’s explore why that might be advantageous…
Our American Players’ Favorite ACH - With Ratings! Updated January 2021
You’ll need to have a bank account based in America to use this payment method – as well as be registered at an online casino that accepts it, of course. Casinos like these will be the ones operating in the regulated states in the US, which means you’ll have to be a resident in either Pennsylvania, Delaware or New Jersey to be able to use this method. Assuming that’s the case, the process is straight forward. Simply head over to the cashier area of the site via one of the Deposit buttons, enter the amount you wish to deposit and choose ACH as your preferred way to pay. Fill in your details as required, including your account and routing number, and you’re good to go. However…
Although this payment option is incredibly secure compared to credit cards, for example, it’s not exactly quick. It can take between one and three days for the transaction to go through the automated system checks before being approved and available to use on your favorite games. Plus, sometimes the system checks will force the casino to switch payment processors based in the US to get around any unforeseen hold-ups. Therefore, you might need a lot of patience.
On the plus side, withdrawing to your bank account via the same method is perfectly possible, with all of that extra security we mentioned earlier intact. Again, however, just note that you may be waiting up to three business days for the payment to reach your account – still, it’s way faster than the five to seven days that you’ll have to endure if you opt for a regular bank wire transfer.
To get things going, ensure that you have completed the security checks required by your online casino (sending in copies of your ID, bank statement and other documents when requested). Then, simply go into the cashier, request the amount you’d like to withdraw and select ACH as the delivery method. This should then be approved within 24-48 hours.
You may well encounter some fees on either side of the process, though this is largely down to the online casino at which you play. So, while it’s less likely you’ll be charged to make a deposit, you might find small percentages taken off the final amount according to the site’s policies. To be sure of exactly what’s what before initiating a withdrawal, get in touch with a member of the customer support team to check what you’ll be charged and how long you can expect to wait.
As for how much you can deposit or withdraw, this is again determined by the casino’s terms and conditions. So, you’ll likely find that the minimum deposit amount will be something in the region of $10-20, while the maximum will be up to around $5,000. All of this will be detailed on the site’s Payments page, with withdrawal limits given for each different payment method too.
If ACH payments are accepted by your online casino of choice, then you shouldn’t find any restrictions on claiming a welcome bonus deal using the method. However, it’s always worth checking in advance to avoid disappointment. And to ensure you get the best deal in town with any required bonus codes, be sure to read GoodLuckMate’s casino reviews!