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Virginia - United States

Our American Players’ Favorite ACH - With Ratings! Updated January 2021

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Unlicensed operator
8.3 / 10
Available in:United States
  • 150 slot games
  • Great spread of table games
  • Live dealer casino
  • Generous welcome bonus
  • Support for several cryptocurrencies

Table of Contents

How to deposit with ACH?

You’ll need to have a bank account based in America to use this payment method – as well as be registered at an online casino that accepts it, of course. Casinos like these will be the ones operating in the regulated states in the US, which means you’ll have to be a resident in either Pennsylvania, Delaware or New Jersey to be able to use this method. Assuming that’s the case, the process is straight forward. Simply head over to the cashier area of the site via one of the Deposit buttons, enter the amount you wish to deposit and choose ACH as your preferred way to pay. Fill in your details as required, including your account and routing number, and you’re good to go. However…

Although this payment option is incredibly secure compared to credit cards, for example, it’s not exactly quick. It can take between one and three days for the transaction to go through the automated system checks before being approved and available to use on your favorite games. Plus, sometimes the system checks will force the casino to switch payment processors based in the US to get around any unforeseen hold-ups. Therefore, you might need a lot of patience.

How to withdraw to ACH?

On the plus side, withdrawing to your bank account via the same method is perfectly possible, with all of that extra security we mentioned earlier intact. Again, however, just note that you may be waiting up to three business days for the payment to reach your account – still, it’s way faster than the five to seven days that you’ll have to endure if you opt for a regular bank wire transfer.

To get things going, ensure that you have completed the security checks required by your online casino (sending in copies of your ID, bank statement and other documents when requested). Then, simply go into the cashier, request the amount you’d like to withdraw and select ACH as the delivery method. This should then be approved within 24-48 hours.

Limits and fees

You may well encounter some fees on either side of the process, though this is largely down to the online casino at which you play. So, while it’s less likely you’ll be charged to make a deposit, you might find small percentages taken off the final amount according to the site’s policies. To be sure of exactly what’s what before initiating a withdrawal, get in touch with a member of the customer support team to check what you’ll be charged and how long you can expect to wait.

As for how much you can deposit or withdraw, this is again determined by the casino’s terms and conditions. So, you’ll likely find that the minimum deposit amount will be something in the region of $10-20, while the maximum will be up to around $5,000. All of this will be detailed on the site’s Payments page, with withdrawal limits given for each different payment method too.

ACH bonus at online casinos

If ACH payments are accepted by your online casino of choice, then you shouldn’t find any restrictions on claiming a welcome bonus deal using the method. However, it’s always worth checking in advance to avoid disappointment. And to ensure you get the best deal in town with any required bonus codes, be sure to read GoodLuckMate’s casino reviews!

  • A gambling license is intended to protect players, and one of its main functions is to provide a mechanism for resolving disputes when they come up. If you have a dispute with a casino, and the casino is being unreasonable, the gambling authority will help you. For many licenses, this means you can contact the gambling authority to get help processing your withdrawals, claiming money the casino has debited from your account, or resolving other disputes that might arise. The likelihood that the gambling authority will help you in ways that are effective, however, depends on the procedures they have in place for this. This is yet another reason why choosing to play at a casino that has a safe license is important.

    Getting help directly from the gambling authority is not always necessary, or even an option. A lot of regulators have now enforced third-party dispute resolution. This means casinos must have an agreement with an arbitrator who will look into disputes on the behalf of players from a particular casino. This ensures your dispute will be reviewed by an objective third party. All trusted online casinos have information about arbitration on their websites if they use this option, or they’ll have the contact information for the gambling authority you should consult. However, you should always try to resolve your issues with the casino first, and a lot of casinos have separate email addresses specifically for handling complaints.

  • If you’re worried about the security of the transactions you’re making at a casino, you should look for a logo with the acronym PCI DSS. This stands for Payment Card Industry Data Security Standard, and this is something the payment industry has created. If you see this logo, it means the casino can be trusted for safe money transactions since they follow all of the rules set by the payment industry. Information about this can also be found in an FAQ section on the casino’s website.

    Another thing to look out for in terms of payments is where your money is kept while you play. Some gambling authorities, all of the best ones actually, regulate what the casino can do with your money while they are holding it. Your money shouldn’t go into a general bank account held by the casino; it should go into an account that is strictly for holding player funds. This means that as long as you have the money in your player account, it can’t be spent by the casino. Your deposit will be kept separate from the operating funds of the casino until your player account is empty, which will happen if you make a funds withdrawal or if you lose the money while playing.

  • The best known system tool for ensuring that a casino offers fair games is eCogra; however, there are other providers that also offer these kinds of systems. You want to make sure that the casino is using a certified third-party control system to ensure that the games of chance you’re playing are actually based on chance and not on other types of metrics. Rigged games are ones that have been set up to pay out less than they claim to or ones that give some players a greater chance of winning than others.

    The eCogra logo can often be found in the footer of the casino’s website, but not all casinos choose to display it. If you can’t see this logo, go to the FAQs and see if you can find information about random number generators. If there are no FAQs on the site, check out their terms and conditions or contact the casino’s support and ask how they ensure their games are safe.

  • An SSL-encrypted website should be mandatory for any casino, and very few casinos operate without this or similar safe encryption features. Always keep in mind that you are giving the casino quite a bit of sensitive information, including your payment details. When you’re uploading and sending documents to verify your identity, you want to make sure that no unauthorized third-party has access to them. Site security, therefore, doesn’t only include the website itself but also what the casino does on the backend. You should always look into a casino’s data security. You’ll normally find information about this in their terms and conditions and their privacy policy. If in doubt, contact their support and ask for more detailed information.

    Most trustworthy casinos have information about site security in the website footer, so simply scroll down and look for the logo of a well-known security system.

  • The gambling license a casino operates under will have a big impact on your security. Not all licenses are equally safe for players for the simple reason that they are issued by different gambling authorities that work in different ways and have different rules. The rules and regulations may be quite similar, but the way they are enforced is a different story entirely. For example, if a casino doesn’t comply with the regulations, some gambling authorities may just issue a fine while others may revoke the casino’s license outright. How often gambling authorities show up for an unscheduled inspection or control will also vary.

    The biggest differences between a safe, high quality gambling license and one that isn’t as good will usually show up in the areas of fair gaming, dispute resolution and the rules and systems for identifying and handling problem gamblers (responsible gambling). If your country of residence has its own gambling authority, playing at casinos that are licensed by them will be the safest option for you. Other international licenses that can be trusted are issued by the Malta Gambling Authority and the Gibraltar Regulatory Authority. Curacao eGaming is getting better at protecting players whereas licenses from Panama and Costa Rica, for instance, are considered less safe. The worst option is obviously a casino with no license whatsoever.

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