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How to Deposit With a Payment Card

One of the quickest and easiest ways to deposit to your online casino account is via card payments. Online casinos almost always accept payment cards, especially Visa and Mastercard. However, at UKGC-licensed casinos, you can only deposit using debit cards, as credit cards are not supported for UK players. 

Deposits from a debit card are made instantly, so you won't have to wait for your funds to clear before playing your favourite casino games. In addition to speed, this payment method provides you with multiple advantages related to security, deposit limits, and availability. You only have to follow a few simple steps to facilitate a deposit with a debit card. These same steps can also be used for prepaid cards.

First, go to the online casino's cashier and select the type of card you would like to use. Then you have to enter your card details in the form provided. This includes your card number, the expiry date, and full name (as shown on the card). You then pick an amount you would like to deposit and confirm the transaction with the three-digit CVV/CVC code that can be found on the back of your card alongside the signature strip. This works the same as it would for any other online shop.

Once your first deposit with the card is made, you might also have the option for quick deposits, as your card details will be saved. That way, you’ll only have to fill in the amount and the CVC code to make subsequent deposits.

How to Withdraw to a Card

If you landed a big win and want to withdraw your funds to your debit card, there are a few things that you should be aware of. In most UK online casinos, it is only possible to cash out your winnings to a previously used payment card registered via a deposit. Also, note that not all cards support withdrawals. While this isn’t an issue for most Visa cards, it is common for MasterCard only to be allowed for deposits but not cashouts. This is why some online casinos do not support withdrawals via MasterCard. You can easily find a definitive answer by checking the cashier or contacting the casino’s customer support. In addition, some prepaid cards might not support cashouts either.

Assuming it is possible to withdraw funds to your card, you only have to select the previously saved card details. In the next step, you can choose the amount you want to withdraw. Once you confirm the transaction and the online casino’s payment team has processed it, it usually takes one business day to show up in your account.

How to Verify Your Payment Card

If your casino asks you to verify the ownership of your debit card, all you have to do is take a photo of it and send that in. But before you send the photo, read the detailed instructions you got with the request. You’ll be asked to cover up some information on the card, as not all details should be shared with the casino. 

The casino will need to see the following: 

  • All four corners of the card 
  • The first six and the last four digits of the card number 
  • Your name 
  • The expiry date

You should cover up the six digits of the card number that are not supposed to be seen and the CVC code if the casino asks for both the front and the back of your card. 

Also, note that when you’re asked to verify your payment methods, you’re likely to be asked for a full KYC verification, including verifying your identity and address. 

If you have used a virtual debit card, a screenshot from your bank or card issuer is usually enough to verify ownership. 

Limits and Fees

One of the advantages when using card payments at UK online casinos is that you can benefit from low fees and relatively high deposit and withdrawal limits. Most operators offer completely fee-free transactions. Limits on cashouts vary greatly. In most cases, you can cash out at least several thousand pounds per transaction. However, keep in mind that the casino might also have a general monthly withdrawal limit.

You might also come across transaction fees charged by your bank or card issuer. However, this is relatively rare. 

Card Payments Bonuses at Online Casinos

Deposit bonuses are always popular among players, and luckily for players preferring to use their debit cards to deposit, this payment method will make you eligible for most online casino bonuses. Some payment methods might be restricted from triggering a bonus, but that’s rarely the case for card payments. Make sure you claim or opt-in for the bonus before making your deposit. Quite often, this can be done directly from the deposit page, while some casinos require you to activate the bonus from the promotions section of your account first. 

Nerijus Grenda
Nerijus Grenda
Published: 25 May 2022
Updated: 13 Mar 2023
Nerijus Grenda is a prolific contributor to the GoodLuckMate site. With a deep understanding of the online casino industry, gained from his own experience as an avid player, he offers valuable insights on what sets the best casinos apart from the rest. As a writer, Nerijus shares his expertise through expert analysis and thoughtful commentary on various topics related to online gambling, including casino reviews, game guides and industry trends.

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