Best UPI Casinos

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How to Deposit With UPI?

To use UPI as a funding method, you must download your casino’s banking app since the UPI system comes integrated with various banks. You will then need to find an online casino that accepts payments via UPI. Create an account at the UPI casino and log in using your credentials.

Navigate to the main menu and under the cashier/banking section, click on deposits. A page with the supported deposit options will open, but we are interested in UPI, so find and choose this option. Now you will need to deposit funds using the VPA (Virtual Payment Address) or UPI ID. To do this, enter the ID as well as the deposit amount. You will then receive a request regarding the payment. Enter your UPI PIN to confirm the request and proceed to the next step.

You can also use the UPI through a bank account method. In this method, the UPI casino will redirect you to the bank’s internet banking portal. Here, you will need to enter essential details such as the account number, IFSC code, your name, and the deposit amount. Once you’re done, enter your PIN to process the transaction.

How to Withdraw to UPI?

Finally! We get to the fun part. You’ve played your favorite casino games and made some winnings? Now, let’s get those funds in your pocket using the UPI withdrawal method. Of course, you will need to log into your account first. Next, head to the UPI casino cashier section and choose withdrawal.

Scroll through the cashout options on the withdrawal page and select UPI. A window will pop up asking you to enter your UPI ID or VPA as well as the amount you wish to cash out. Click on proceed to authorize the transaction. Note that the funds will take between three and five business days to hit your account. The extended times are partly due to the casino’s security period as well as the inter-bank transfer protocols involved.

Limits and Fees

Players may incur a fee when using UPI to deposit funds. However, this will depend on the bank involved since these fees vary from one institution to another. For clarity about the fees, consider visiting your bank’s FAQ section or contact customer support. When it comes to withdrawals, chances are your UPI casino will impose a certain fee since it’s more or less a bank transfer. Again, check with your operator to find out the exact fees involved.

In terms of the limits, high rollers will be glad to know banks don’t have a maximum amount you can deposit or withdraw to. However, that joy will be short-lived because most casinos have minimum and maximum deposit/withdrawal amounts. To find out what these limits are, visit the banking or terms and conditions page.

UPI Bonus at Online Casinos

Online punters will find plenty of UPI casinos with loads of different bonuses. Whether you are an existing or new player, there’s something for everyone. As a rule of thumb, before claiming any bonus or participating in any promotion, read the terms and conditions to understand the requirements. So, what types of bonuses can you look out for?

Existing players can enjoy the reload bonuses after depleting their welcome offers. If you love spinning the reels, expect to come across free spins bonuses to help you explore even more slots. Cashbacks will come in handy during those cloudy days when losses seem to be your best friend. As for the new players, the welcome offer could be one of two things. A no-deposit bonus that only requires you to create an account or a deposit match that consists of free spins and/or cash bonuses.

Best UPI Casinos for Players From India

Not all online casinos on the market tend to the needs of players from India. Many won’t support banking in the Indian rupee, and many won’t allow the use of methods that are typically preferred by players from India. So, if you are based in India and looking for a top-rated UPI casino site, let us help. Below, we’ve listed the best online casinos that work with UPI. Take your pick and enjoy an excellent iGaming experience without any hassles.

LuckyZon Casino

LuckyZon Casino is an excellent UPI casino site. This operator supports instant UPI deposits and attaches no processing fees to them. Players from India can use the method to deposit and withdraw. The transaction limits are between ₹1,000 and ₹160,000, while the supported currencies are INR and USD.

As for the other aspects of the site, you’ll be happy to know that this is an MGA-licensed gambling destination. LuckyZon also boasts lots of popular games, including slots, jackpots, and live dealer tables. Finally, the operator is very generous, and this is established right from the moment you get a massive welcome package.

LuckyZon Casino Pros:

  • Support UPI payments and cashouts
  • Decent transaction limits
  • INR currency supported for UPI payments
  • Geo-targeting for players from India
  • Excellent bonuses for Indian players

LuckyZon Cons:

  • Withdrawal processing might take up to three days
  • Low monthly cashout limit

Genesis Casino

Genesis Casino is a top-rated UPI casino operator. Players from India can top up their casino accounts here with UPI instantly and for free. The minimum deposit at the site is ₹800, while the maximum is ₹400,000. The minimum withdrawal is the same as the minimum deposit, while the maximum cashout is two times lower. UPI withdrawals at Genesis Casino take between 2-3 business days.

Overall, Genesis is an excellent gambling destination that is licensed in both Malta and the UK. It boasts a 4.3-star GoodLuckMate rating and a juicy welcome package. All this comes spiced up with games by 10+ providers, including Microgaming, Evolution, and Red Tiger.

Genesis Casino Pros:

  • Great minimum deposit
  • Instant and free UPI payments
  • Available on mobile devices
  • INR currency supported
  • Money available in 30-60 minutes

Genesis Casino Cons:

  • Max cashout could be better
  • Withdrawals aren’t instant

SlotoTop Casino

SlotoTop Casino is the best UPI casino site for those who enjoy playing world-class online slots. The UPI transfers at the casino are instant and come without any processing fees from the operator’s side. You can use it to deposit and withdraw. As for the limits, they range between ₹1,000 and ₹160,000.

SlotoTop works with about 50 game suppliers and ensures a fantastic game lobby. Endorphina, Microgaming, and NetEnt are among the studios that provide over 1,500 titles here. Moreover, the operator welcomes new members with a massive welcome package with a match bonus and free spins.

SlotoTop Casino Pros:

  • Decent depositing limits
  • No processing fees
  • UPI banking in INR and USD
  • UPI deposits and withdrawals
  • Bonuses tailored for Indian players

SlotoTop Casino Cons:

  • Cashout pending period of 3 days
  • KYC mandatory

Are UPI Casinos Legal?

It depends. Certain states in India have banned gambling, while others allow it. In any case, these regulations mostly affect land-based gambling activities, while online casino games remain unregulated. Because of that lack of regulation, it’s not illegal to play casino games at UPI casinos.

Moreover, these casino operators are often based in other jurisdictions. So, they are legal in the countries where they work from. For instance, there are gambling sites in Curacao that work under the licenses issued by Curacao gambling authorities. That makes them perfectly legal companies, even though they’re not Indian casinos per se.

Still, we always advise you to double-check your local laws before joining any online casino sites. Laws often change, and each state in India has individual regulations. So, while playing at a UPI casino may be okay in one state, it may get you in trouble in another one.

Nerijus Grenda
Nerijus GrendaUpdated: 16 Sep 2022
Nerijus is one of our top writers here at GoodLuckMate, and he knows exactly what casino players want to read about. He got started in the iGaming industry as a player, more specif...
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