| Quick facts about UPI: | |
| Full name: | Unified Payments Interface |
| Founded: | 2016 |
| Owned by: | National Payments Corporation of India (NPCI) |
| Available in: | India |
| Banks supported: | 400+ |
| Processing time: | Instant |
| Fees: | None |
| Supported payment methods: | Utility Bill Payments, Over the Counter Payments, QR Code |
| Mobile supported: | Yes |
Main Benefits of UPI Casinos
Unified Payment Interface or shortly “UPI” is one of India’s most popular payment methods, held in high regard among casino and sports betting enjoyers. Below, we'll outline some benefits explaining why it's so widely favored in the online gaming community.
Experience lightning-fast, secure transactions with UPI's real-time payment interface.
Enjoy the convenience of UPI at top Indian casinos with over 400 participating banks.
Bid farewell to account numbers! Use your phone number, VPA, or QR code for seamless transactions.
UPI casinos often provide special bonuses and promotions tailored for Indian players, enhancing your gaming journey with exciting rewards and incentives.
Casinos accepting UPI typically support Indian Rupees (INR), eliminating the need for currency conversions and providing a seamless gaming environment for players from India.
Disadvantages of Using UPI
Despite its popularity, UPI has a few downfalls that many consider deal-breaking, so our experts will elaborate on the main disadvantages of using this payment method for online gaming:
While phone payments may be convenient to some, many users from India feel that the fact that UPI can only be used via smartphones is constricting their options.
According to data sourced from Decentro.Tech, it is estimated that over 80,000+ UPI fraud cases occurred between 2021 and 2022. Even though the platform itself is fairly secure, the way it was designed leaves room for cyber-attack vulnerabilities, especially phishing.
All setting changes, updates, and transactions made via the Unified Payment Interface require a stable internet connection.
How to Deposit With UPI
To use UPI as a funding method, you must download your casino’s banking app since the UPI system comes integrated with various banks. Players need to register an account for UPI:
You will then need to find an online casino that accepts payments via UPI. Create an account at the UPI casino and log in using your credentials.
Navigate to the main menu and under the cashier/banking section, click on deposits. A page with the supported deposit options will open, but we are interested in UPI, so find and choose this option.
Now you will need to deposit funds using the VPA (Virtual Payment Address) or UPI ID. To do this, enter the ID as well as the deposit amount. You will then receive a request regarding the payment. Enter your UPI PIN to confirm the request and proceed to the next step.
You can also use the UPI through a bank account method. In this method, the UPI casino will redirect you to the bank’s internet banking portal. Here, you will need to enter essential details such as the account number, IFSC code, your name, and the deposit amount. Once you’re done, enter your PIN to process the transaction.
How to Withdraw to UPI
Finally! We get to the fun part. You’ve played your favorite casino games and made some winnings? Now, let’s get those funds in your pocket using the UPI withdrawal method. Of course, you will need to log into your account first. Next, head to the UPI casino cashier section and choose withdrawal.
Scroll through the cashout options on the withdrawal page and select UPI. A window will pop up asking you to enter your UPI ID or VPA as well as the amount you wish to cash out. Click on proceed to authorize the transaction.
Note that the funds will take between three and five business days to hit your account. The extended times are partly due to the casino’s security period as well as the inter-bank transfer protocols involved.
Limits and Fees
Players may incur a fee when using UPI to deposit funds. However, this will depend on the bank involved since these fees vary from one institution to another. For clarity about the fees, consider visiting your bank’s FAQ section or contact customer support.
When it comes to withdrawals, chances are your UPI casino will impose a certain fee since it’s more or less a bank transfer. Again, check with your operator to find out the exact fees involved.
In terms of the limits, high rollers will be glad to know banks don’t have a maximum amount you can deposit or withdraw to. However, that joy will be short-lived because most casinos have minimum and maximum deposit/withdrawal amounts. To find out what these limits are, visit the banking or terms and conditions page.
UPI Bonus at Indian Online Casinos
Online gamblers will find plenty of UPI casinos with loads of casino bonuses. Whether you are an existing or new player, there’s something for everyone. As a rule of thumb, before claiming any bonus or participating in any promotion, read the terms and conditions to understand the requirements. So, what types of bonuses can you look out for?
Existing players can enjoy the best reload bonuses after depleting their welcome offers. If you love spinning the reels, expect to come across free spins bonuses to help you explore even more slots. Cashbacks will come in handy during those cloudy days when losses seem to be your best friend.
As for the new players, the welcome offer could be one of two things. A no-deposit bonus that only requires you to create an account or a deposit match that consists of free spins and/or cash bonuses.
How We Rate the Best Online Gambling Sites With UPI Payment
After months of thorough research, our casino experts have uncovered that more than 60+ India-based and offshore casinos support the Unified Payment Interface.
We searched for licensees of respectable gaming authorities like the ones in Malta, Curacao, Isle of Man and Gibraltar. This usually isn’t enough for our seal of approval, so we also put the owners of UPI casinos under scrutiny and shortlisted sites run by reputable operators with proven track records.
When testing games, we paid equal attention to the number of available games, the diversity of gaming options beyond classic slots and table games, and the developers powering the casinos. UPI casinos offering well-rounded live tables were ranked slightly higher.
Our team then focused on evaluating bonuses and promotions in India-friendly casinos. From the welcome bonus for newcomers to reloads, game-specific promotions, and social media contests to locally held tournaments, giveaways, and the coveted no-deposit bonuses, we left no stone unturned when looking for the most generous bonuses.
Several other tests were conducted on each of the 60+ casinos, encompassing scrutiny of their customer support portals, the availability of other banking options (complete with deposit & withdrawal limits and payout speeds), and various aspects of UI like website design, page-loading times, and filters.
Best UPI Casinos for Players From India
Not all online casinos on the market tend to needs of players from India. Many won’t support banking in the Indian rupee and won’t allow the use of methods that players from India typically prefer.
So, if you are based in India and looking for a top-rated UPI casino site, let us help. Below, we’ve listed the best online casinos that work with UPI. Take your pick and enjoy an excellent iGaming experience without any hassles.
LuckyZon Casino
Our rating: 3.8 ⭐⭐⭐⭐
LuckyZon Casino is an excellent UPI casino site. This operator supports instant UPI deposits and attaches no processing fees to them. Players from India can use the method to deposit and withdraw. The transaction limits are between ₹1,000 and ₹160,000, while the supported currencies are INR and USD.
As for the other aspects of the site, you’ll be happy to know that this is an MGA-licensed gambling destination. LuckyZon also boasts lots of popular games, including slots, jackpots, and live dealer tables. Finally, the operator is very generous, and this is established right from the moment you get a massive welcome package.
| LuckyZon Pros | LuckyZon Cons |
| ✔️ Support UPI payments and cashouts | ❌ Withdrawal processing might take up to three days |
| ✔️ Decent transaction limits | ❌ Low monthly cashout limit |
| ✔️ INR currency supported for UPI payments | |
| ✔️ Geo-targeting for players from India | |
| ✔️ Excellent bonuses for Indian players |
JeetCity Casino
Our rating: 4.3 ⭐⭐⭐⭐
Jeetcity Casino is a top-rated UPI casino operator. Players from India can top up their casino accounts here with UPI instantly and for free. The minimum deposit at the site is ₹500, while the maximum is ₹425,000. The minimum withdrawal is the same as the minimum deposit, and the same goes for the maximum cashout. UPI withdrawals at JeetCity Casino take between 1-2 business days.
Overall, JeetCity is an excellent gambling destination that is licensed in Curacao. It boasts a 4.3-star GoodLuckMate rating and a juicy welcome package. All this comes spiced up with games by 50+ providers, including Nolimit City, Evolution, and Red Tiger.
| JeetCity Pros | JeetCity Cons |
| ✔️ Great minimum deposit | ❌ Withdrawals aren't instant |
| ✔️ Instant and free UPI payments | ❌ No exclusive UPI bonus |
| ✔️ Available on mobile devices | |
| ✔️ INR currency supported | |
| ✔️ Games from 50+ providers |
Q88Bets
Our rating: 4.8 ⭐⭐⭐⭐⭐
Q88Bets is the best UPI casino site for those who enjoy playing world-class online slots. The UPI transfers at the casino are instant and come without any processing fees from the operator’s side. You can use it to deposit and withdraw. As for the minimum deposit limit, it stands at ₹500.
Q88Bets works with about 50 game suppliers and ensures a fantastic game lobby. Endorphina, Microgaming, and NetEnt are among the studios that provide over 1,500 titles here. Moreover, the operator welcomes new members from India with a massive welcome package with a match bonus and free spins.
| Q88Bets Pros | Q88Bets Cons |
| ✔️ Low minimum deposit | ❌ Cashouts aren't instant |
| ✔️ No processing fees | ❌ KYC mandatory |
| ✔️ UPI banking in INR | |
| ✔️ UPI deposits and withdrawals | |
| ✔️ Bonuses tailored for Indian players |
New UPI Casinos Online
UPI took India’s gaming market by storm in 2016, and ever since then, more and more online casinos picked up on the trend of accepting payments with this method.
If you are looking for some of the newest UPI casinos in India, you may want to take a look at some of these sites:
- Rajabets Casino, launched in 2021, owned by Corpmove N.V.
- Verde Casino, launched in 2021, owned by Briantie Limited
- CricBaba Casino, launched in 2022, owned by Continental Solutions Ltd B.V.
- Asino Casino, launched in 2023, owned by Hollycorn L.V.
- Big Boost Casino, launched in 2023, owned by White Star B.V.
- PowerBet777 Casino, launched in 2024, owned by Versus Odds L.V.
Are UPI Casinos Legal?
It depends. Certain states in India have banned gambling, while others allow it. In any case, these regulations mostly affect land-based gambling activities, while online casino games remain unregulated. Because of that lack of regulation, it’s not illegal to play casino games at UPI casinos.
Moreover, these casino operators are often based in other jurisdictions. So, they are legal in the countries where they work from. For instance, there are gambling sites in Curacao that work under the licenses issued by Curacao gambling authorities. That makes them perfectly legal companies, even though they’re not Indian casinos per se.
Still, we always advise you to double-check your local laws before joining any online casino sites. Laws often change, and each state in India has individual regulations. So, while playing at a UPI casino may be okay in one state, it may get you in trouble in another one.
Is It Safe to Use UPI for Payments Online?
UPI is considered a safe payment method for a variety of reasons. It completely eliminates the need for credit cards and users never need to input sensitive data to execute transactions.
Legitimate casinos accepting UPI method are safe because the process is simple and quick. Users only need a few minutes to open the UPI app, go to “Send Money”, enter the casino’s virtual ID, and use their unique UPI PIN code to make deposits, or follow the same steps but from the “Request Money” screen for withdrawals.
Besides the UPI code, no other critical information is used throughout the process, which is the main reason why so many players from India still use this payment method. However, the PIN code must be safeguarded at all times, as it can be used to access all connected banking accounts and virtual addresses.
Tips for Choosing the Best UPI Casinos in India
Dozens of casinos welcoming players from India support UPI, so it is important to note that you don’t have to choose solely based on the availability of this payment method. The best advice our team can give is to follow our reviewing metrics when conducting your own research.
Firstly, this means prioritizing casinos that hold a license with prominent iGaming authorities. Malta Gaming Authority are among the strictest (yet fair) licensing bodies, although many casinos licensed by the Curacao Gaming Control Board can be considered trustworthy.
Tailor your search to your preferences when it comes to gaming options. In our research, we established that smaller casinos with fewer than 2,000 games are usually focused on slots and basic variations of tables like blackjack and poker; if you’re eyeing a longer residence, we recommend larger venues with 10,000+ games so that your gaming sessions don’t become stale over time.
When choosing a UPI casino based on its bonuses, prioritize casinos with regularly updated offers. It also might be worth considering that some online casinos have a handful of offers with simpler wagering conditions, which are ideal for players on a cash-strapped budget.
Alternatives to UPI
UPI is said to offer instant deposits & withdrawals, but casinos typically need some time to process and verify each transaction, which may result in waiting times from 12 to 24 hours.
Players from India who prefer quicker payout methods typically use e-wallet payments, like Skrill, or credit cards like Visa or Mastercard. However, these methods require the use of sensitive data for every transaction, making UPI a safer option.
Casino enjoyers who don’t mind waiting a bit more on their payouts use bank transfers. Long payment processing times are the only downside of this UPI alternative; it offers unparalleled security and can easily tackle even the largest of transactions.
Cryptocurrencies are gaining traction in India casinos, largely because they take the least amount of time to process – often as little as several minutes. Crypto payments are often accompanied by hidden “gas” fees, though, so not many players from India have jumped aboard this bandwagon.
Mobile payment systems like Apple Pay aren’t suitable candidates for UPI alternatives because Unified Payments Interface is a mobile-exclusive system and is far more present in online casinos.
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