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The Different Types of Payment Methods

Your aim when it comes to online casino banking is to have a fast, efficient, and safe process to rely on. Hopefully, you won’t be having to deposit too much if you can manage to pick up some winnings along the way. However, having a reliable banking process is something to think about and have in place for whenever the moment comes that you need to top up your account. 

Most online casinos nowadays will give you a long list of payment methods to choose from, while some will only offer a limited selection of options. You can rely on the bigger casinos to give you a decent choice though and this is one of the sections we always look into when we review and evaluate the casinos on GoodLuckMate.

Also, take note that casinos will nearly always request that you deposit and withdraw using the same method unless the withdrawal option is unavailable. So, you should now be getting a good understanding of the importance of payments in the iGaming world, and so next we will take you through the most popular options available to you at the casinos right now.

Credit & Debit Cards

The number one most accessible payment method of them all is the credit and debit card. Its popularity among online casino players across the world is unparalleled in terms of ease of use and reliability. It is the one method that you can rely on to be available across most new online casinos and definitely at all the bigger casino sites, too.

The accessibility factor is obviously down to the fact that most people already own one of these before they step into the iGaming world, and so that means they have a readily available payment option to use from day one. Instant transactions and friendly limits are just some of the other advantages of using a debit or credit card.

However, in some countries, there have been some recent changes in relation to this method due to some banks refusing to accept online gambling payments, as well as some casinos having to remove credit cards altogether due to the ever-tightening grip of local licensing regulations.


E-wallets are poised and ready to take the responsibility of being the most-used online casino payment method, especially with the current issues raised on the credit and debit card method above. The ease of use is one huge advantage, although this can only be truly taken into consideration once you have set up the e-wallet and gone through all the approval stages. Once set up, though, this method is perhaps even easier to use than those aforementioned bank cards.

We have spoken a lot about depositing, but e-wallets really come into their own when you start withdrawing your winnings. Instant transactions is the general rule of thumb and this is the obvious reason why many players choose this option. However, some withdrawals can take up to 24 hours, but this is purely down to the speed at which the payment team of the casino works.

The only downside here is the transaction fee that sometimes gets charged when you withdraw money from the e-wallet back to your bank account. Although, these fees are often counterbalanced by the various loyalty programs that the top e-wallets are running alongside their service. Popular e-wallets include PayPal, Skrill, Neteller, Paysafecard, and EcoPayz, and again the availability of each one often comes down to your geographical location.

Prepaid Cards

The prepaid card is a payment method that is starting to gain traction in the iGaming casinos around Europe. This is mainly down to the fact that it holds a very high level of security and it comes with minimal fees, too. The Paysafecard is by far the most popular of these payment types and you will find their logo on nearly all the top online casino sites.

EcoPayz also comes with a prepaid payment option through its EcoCard and works in the same way as the Paysafecard. The only drawback often found with prepaid cards is the fact that you cannot withdraw your winnings back on to the card. Some casinos have started to integrate the e-wallet side to Paysafe that allows withdrawals, but it is not widespread across all countries as of yet. Therefore, you may have to arrange an alternative method to retrieve your winnings from some casinos. Support teams are aware of this and they will be able to direct you to the next best option.

Bank Wire Transfers

Wire transfers work in the favor of online casinos more than they do for us players and this is down to the strict requirements that the payment method is subject to. It reduces the chances of money laundering which is a huge issue that the regulators are trying to crack down on. What does it offer us though?

Well, one thing it does not offer is a fast processing time as it can often take up to seven days to get approved. Bank charges are also known to be included and so there is very little in the way of benefits to mention. This is why you will only really ever find players using bank wire transfers in countries where the other easier options are not as widely accessible.

Instant Bank Transfers

A new and modern way to fund your casino account is through instant bank transfers and these are gaining a lot of popularity across Europe right now. Trustly is the main leader of the pack and the way it works, and why it has become so popular in iGaming, is that it acts like a middle person between the online casino site and your personal bank. In other words, it takes a lot of the hassle out of the whole banking process.

The ‘Pay N Play’ product from Trustly has also given players the chance to access and play online casino games without having to sign up or even go through the verification procedure, as this is all carried out by Trustly and the casino behind the scenes. Instant withdrawals have also been something that many players are enjoying from this type of payment method. 

Instant bank transfers let you get on with playing the games and enjoying the moment. No wonder so many casino customers are turning to these payment methods, especially when you realize how easy it is to withdraw your money when all other methods have been made unavailable to you. As we said earlier, Trustly is the current top choice, but Instant Banking is also a common option that many players will find at the casinos. And who knows, maybe the future of instant bank transfers will be the use of casino QR code payments?


Cryptocurrencies are still finding their feet in the iGaming world but that has not stopped some sites from announcing themselves as ‘Crypto Casinos’ and ‘Crypto Sportsbooks’. In fact, many standard online casinos now offer the chance to deposit via cryptocurrencies as well as the traditional fiat currencies, giving players a complete choice of payment methods. In the iGaming world, these casinos are often referred to as ‘Hybrid Casinos’.

The security factor is the major benefit for those who use cryptocurrencies, but it also gives many areas of the world access to online casinos. This is due to the slow uptake of the regulators not defining something like Bitcoin gambling as “online gambling”. It is a grey area and one that is likely to take many turns in the road before the official word is laid down.

The positives about crypto options like Bitcoin, Litecoin, and Bitcoin Cash is that they offer instant transactions to and from the casino. The security is also on another level due to the very nature in which cryptocurrency has been created, and one of the main attractions is the whole privacy factor. You can remain completely anonymous and keep all your personal information away from the casinos, and of course, your bank remains none the wiser.

Banking Security at Online Casinos

It is all well and good finding your own preferred payment options, but we need to know that the casinos are keeping up their side of the deal with a safe and secure website. So, what do we need to look out for to ensure that our casinos are following strict security protocols? Read on to find out.

SSL – Secure Socket Layer technology creates a highly encrypted connection between the casino and yourself to ensure that all your personal information is safe and stays out of unwanted hands. If you see a padlock or a green light near the casino URL then you know that the website is protected under an SSL certificate.

Firewalls – The job of a firewall is to define a set of parameters that will allow certain traffic to and from a specific network. Casinos use firewalls to protect unwanted traffic entering into their server setup.

Deposit Selection –  A casino that offers a wide range of deposit and withdrawal options is a clear indicator that it cares for customer security and their financial transactions. Keeping all the popular banking options available brings a sense of trust to players and this allows them to move money to and from the casino freely, and also without hesitation over security issues.

Regular Audits – The best online casinos are the ones that are happy to resolve disputes across any part of their website through accredited third parties or official audit trials performed by the operator. Transparency is the keyword in terms of casino payment methods and the willingness to resolve any issue openly is a sign of a casino that you can trust with your money.

Steven Ford
Steven FordUpdated: 12 Aug 2022
Steve started his iGaming career back in 2007 and he has not looked back since. Various job roles for both global and startup casino brands have given him a deep and thorough under...

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