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Virginia - United States

Our American Players’ Favorite MasterCard - With Ratings! Updated January 2021

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No. 1 MasterCard Casino for players in United States
9.5 / 10
Available in:United States
  • Excellent range of customer support options
  • Very generous welcome bonus
  • Excellent ongoing promotions
  • Great selection of progressive jackpots
  • User-friendly mobile site
9.1 / 10
Available in:United States
  • Sportsbook, Poker, Casino & Live Casino
  • Accepts players from most countries, including the US
  • Deposit with FIAT or Cryptocurrency
  • 3 welcome bonuses + crypto bonus on all deposits
  • Play in the mobile casino without downloading an app
Unlicensed operator
8.5 / 10
Available in:United States
  • Choose your welcome bonus
  • Deposit with bitcoin – play with USD
  • 300 casino games + sportsbook and poker
  • Deposit with credit card, bitcoin or voucher
  • Help center with videos, forum and FAQ
8.5 / 10
Available in:United States
  • 800+ top casino games
  • Nice welcome bonus
  • Plenty of promotions
  • 24/7 customer support
  • Works well on mobile
8.4 / 10
Available in:United States
  • Easy to navigate games menus
  • Live casino offerings available
  • Generous welcome bonus
  • Bitcoin accepted
  • 24/7 customer support offered including live chat

Table of Contents

How to deposit with MasterCard

At some casinos you’ll see the Mastercard logo on the deposit page, but at others, you’ll only see the logo of the company that’s performing the payment process. This means you might see the logo for Skrill 1-Tap or HiPay. No matter what logo is showing, you simply have to add your card details and the amount you want to deposit to fund your casino account. The card details you’ll need to enter are the 16-digit card number that’s printed on the front of your card, the cvc code, the expiry date, and your name as it’s printed on the card. This is done for the first payment you do from your card, but for recurring payments, you’ll only need to enter the cvc code and the amount you want to deposit.

Whenever you deposit using a card, you won’t experience any delays getting the funds into your player account. This transaction is immediate, even though it might take a day for the transaction to show as completed on your card statement. The transaction may show as “reserved” or something similar, until the amount is finally deducted from your card.

How to withdraw to MasterCard

Deposits with MasterCards are quick and easy, but unfortunately. we can’t always say the same for withdrawals. Players from most countries will have no problem withdrawing winnings back to the card the deposit was made with, but this isn’t the case for all players. What is commonly known as a “MasterCard issue” may occur, and this happens when the card issuer doesn’t allow incoming payments directly to the card. If you try to withdraw to a card and you have this issue, your funds will bounce back to the casino and into your player account. You’ll then have to attempt to withdraw again using another payment option, and you’ll usually have to go for a bank transfer.

If you can make a withdrawal back to your MasterCard — and the casino will probably ask you to at least try it once before they allow you to use a different option — you simply have to choose the card from the list of available withdrawal options, enter the amount you want to withdraw, and then wait for the casino to approve it. If all goes well, you’ll see the funds available on your card within 1-3 business days.

How to verify your payment card

Verification of a MasterCard is easy. You simply take a photo of your card using the camera on your smartphone, cover any details that shouldn’t be showing and either send it in or upload it to your casino account. What you need to show for the image to be processed and approved are the first 6 and the last 4 digits of the card number, the expiry date, your name and all four corners of the card. You’ll need to cover the 6 digits of the card number that shouldn’t be shown. 

If the casino also asks you to send a photo of the back of the card, you should make sure you cover the cvc code, which is the last 3-digit number on the back of the card. You’ll  usually find it within the signature field. If you’re required to send an image of the back of the card, you’ll have to make sure it’s signed. 

Limits and fees

The limits for both deposits and withdrawals at different casinos vary greatly. Some will let you deposit thousands of euros in one transaction, while others limit it to a couple of hundred. The same goes for withdrawals, and there are no fixed limits on MasterCard’s side for casino payments. However, your card issuer may have separate limits for both the number of transactions you can perform per day and the maximum amount of money you can use per day through your card.

As for fees, these are usually set at 2.5%. This is what the payment providers — the ones processing the card payments — charge. Some online casinos will cover these fees for youm so the transaction shows up as free, while other casinos make you cover these yourself. If you’re looking for the best MasterCard casino, you should, of course, search for one that will pay the fees for you. That way you’ll get to play with all the money that’s deducted from your card.

MasterCard bonus at online casinos

If you’re looking to partake in a welcome bonus at a casino, there are very few payment options better than MasterCard. It almost never happens that this payment method can’t be used to trigger a casino bonus. Actually, some casinos even require all players to use either a MasterCard or a VISA card for their first deposit if the player wants to use a first deposit bonus.

  • A gambling license is intended to protect players, and one of its main functions is to provide a mechanism for resolving disputes when they come up. If you have a dispute with a casino, and the casino is being unreasonable, the gambling authority will help you. For many licenses, this means you can contact the gambling authority to get help processing your withdrawals, claiming money the casino has debited from your account, or resolving other disputes that might arise. The likelihood that the gambling authority will help you in ways that are effective, however, depends on the procedures they have in place for this. This is yet another reason why choosing to play at a casino that has a safe license is important.

    Getting help directly from the gambling authority is not always necessary, or even an option. A lot of regulators have now enforced third-party dispute resolution. This means casinos must have an agreement with an arbitrator who will look into disputes on the behalf of players from a particular casino. This ensures your dispute will be reviewed by an objective third party. All trusted online casinos have information about arbitration on their websites if they use this option, or they’ll have the contact information for the gambling authority you should consult. However, you should always try to resolve your issues with the casino first, and a lot of casinos have separate email addresses specifically for handling complaints.

  • If you’re worried about the security of the transactions you’re making at a casino, you should look for a logo with the acronym PCI DSS. This stands for Payment Card Industry Data Security Standard, and this is something the payment industry has created. If you see this logo, it means the casino can be trusted for safe money transactions since they follow all of the rules set by the payment industry. Information about this can also be found in an FAQ section on the casino’s website.

    Another thing to look out for in terms of payments is where your money is kept while you play. Some gambling authorities, all of the best ones actually, regulate what the casino can do with your money while they are holding it. Your money shouldn’t go into a general bank account held by the casino; it should go into an account that is strictly for holding player funds. This means that as long as you have the money in your player account, it can’t be spent by the casino. Your deposit will be kept separate from the operating funds of the casino until your player account is empty, which will happen if you make a funds withdrawal or if you lose the money while playing.

  • The best known system tool for ensuring that a casino offers fair games is eCogra; however, there are other providers that also offer these kinds of systems. You want to make sure that the casino is using a certified third-party control system to ensure that the games of chance you’re playing are actually based on chance and not on other types of metrics. Rigged games are ones that have been set up to pay out less than they claim to or ones that give some players a greater chance of winning than others.

    The eCogra logo can often be found in the footer of the casino’s website, but not all casinos choose to display it. If you can’t see this logo, go to the FAQs and see if you can find information about random number generators. If there are no FAQs on the site, check out their terms and conditions or contact the casino’s support and ask how they ensure their games are safe.

  • An SSL-encrypted website should be mandatory for any casino, and very few casinos operate without this or similar safe encryption features. Always keep in mind that you are giving the casino quite a bit of sensitive information, including your payment details. When you’re uploading and sending documents to verify your identity, you want to make sure that no unauthorized third-party has access to them. Site security, therefore, doesn’t only include the website itself but also what the casino does on the backend. You should always look into a casino’s data security. You’ll normally find information about this in their terms and conditions and their privacy policy. If in doubt, contact their support and ask for more detailed information.

    Most trustworthy casinos have information about site security in the website footer, so simply scroll down and look for the logo of a well-known security system.

  • The gambling license a casino operates under will have a big impact on your security. Not all licenses are equally safe for players for the simple reason that they are issued by different gambling authorities that work in different ways and have different rules. The rules and regulations may be quite similar, but the way they are enforced is a different story entirely. For example, if a casino doesn’t comply with the regulations, some gambling authorities may just issue a fine while others may revoke the casino’s license outright. How often gambling authorities show up for an unscheduled inspection or control will also vary.

    The biggest differences between a safe, high quality gambling license and one that isn’t as good will usually show up in the areas of fair gaming, dispute resolution and the rules and systems for identifying and handling problem gamblers (responsible gambling). If your country of residence has its own gambling authority, playing at casinos that are licensed by them will be the safest option for you. Other international licenses that can be trusted are issued by the Malta Gambling Authority and the Gibraltar Regulatory Authority. Curacao eGaming is getting better at protecting players whereas licenses from Panama and Costa Rica, for instance, are considered less safe. The worst option is obviously a casino with no license whatsoever.

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