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Visa – Payments at Online Casinos
There’s no payment method more commonly accepted at online casinos than VISA. These cards can be used for almost any currency, and the deposits you make with them will be instant. You can use both VISA debit cards and credit cards, and most casinos also support withdrawals using these methods, so you can get your casino winnings paid directly back to your card. The ease and convenience of using your usual payment card when funding your account is, however, not the only benefit you’ll get by choosing this payment option. At almost all casinos online a VISA card can also be used to trigger your first deposit bonus, which is not the case for a lot of the other available payment methods.
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When you’re using your VISA card to make a deposit to your casino account, you’ll pay for it in exactly the same way you do when you make any other purchase online with your card. The first time you use a new card at your casino, you’ll have to enter the 16 digits printed on the front of your card, as well as the expiry date on the card, the card holder's name as shown on the card and the CVC code. The CVC code is a 3 digit number printed on the back of your card, usually in the signature field. For future deposits with the same card, you’ll normally only have to enter the CVC code because all of the other card information is stored (in an encrypted form, of course) with the payment provider.
You’ll be able to make your deposit instantly, and there won’t be any delay before you can start betting or playing your favorite casino games.
Requesting a withdrawal of your winnings back to your VISA card is just as easy as making a deposit. You simply go to the withdrawal page at the casino, choose the card from the list of available withdrawal options and enter the amount you want to withdraw. Once that’s done the withdrawal will show as pending while it is being processed. As soon as the casino has approved your withdrawal request, the money will be available in your card balance within 1-3 business days.
Note that you can only make a withdrawal to a card that has been used to make a deposit to the casino, since a deposit is the only way to activate the card for cashouts. A lot of casinos also offer automatic withdrawals with VISA, and this means you can get fast withdrawals that are approved almost immediately.
As a part of the KYC verification of your player account, you may be asked to verify your VISA card. This is something you do by taking a picture of your card. Some casinos only ask for an image of the front of your card, while others also ask for a photo of the back of your card. Before you send the photos you have to make sure that you cover all of the information that the casino tells you to cover. This will include 6 of the digits in the card number. The numbers that have to be visible are the 6 first and the 4 last numbers, and the rest should be hidden. The number you need to show should appear as follows (the X’s indicate the numbers you should cover): 1234 56XX XXXX 1234. In addition, you also have to cover the CVC code completely.
If you’ve only used one payment method for deposits and withdrawals, it’s quite common that verification of your card won’t be necessary.
You probably have limits on your card in terms of how much you can spend in a day, week or month, and this is something that’s set by your card issuer. However, casinos may also have their own limits. The normal minimum limit for deposits is €10 to fund your account, whereas the maximum deposit the casino permits can be as high as €5000. For withdrawals, you normally can’t withdraw less than €20, but the maximum withdrawal can be anywhere between €1000 and €25,000. These are the normal limits per transaction, but the casino may also have other limits per day.
There are always fees for a transaction because the payment providers who are handling your money transfers don’t offer their services for free. The standard fee for a VISA transaction is 2.5%, but the question is, who pays these fees? The best online casinos will offer to cover these fees for you so that the money that’s deducted from your payment card is the same amount as you’ll see in your player account. However, at other casinos, this fee is something you’ll have to cover, so you’ll have less money to play with. In some cases, casinos may choose to only cover the fee if you deposit a certain amount, so it’s always recommended that you check this before completing your transaction.
A separate VISA casino bonus is not something most casinos offer, but VISA is still a very good option if you want to claim a bonus. Many other payment methods, like prepaid cards, gift cards or e-wallets, aren’t options you can use when activating a bonus. In particular, a lot of casinos block these for the first deposit bonus. VISA is, however, almost never listed as a blocked payment method, which means you can use your VISA card and still enjoy free spins and other bonuses. Just remember, if you need a bonus code to activate the bonus, it has to be entered before you fund your account.