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Check – Payments at Online Casinos
Perhaps one of the least common payment methods found at online casinos is the check. Not only are checks not used at all in many countries nowadays, but in addition this is without a doubt the slowest deposit method you can use. In a world where we’ve become accustomed to everything being processed online immediately and without any pending periods for any kinds of payments, even international ones, checks are deemed to be a bit outdated. Even though more and more of the younger generation have no clue about how to even use a paper slip like this to pay or redeem payments, some people still prefer carrying out their transactions using this payment method.
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If you wish to use a check to fund your casino account you’ll have to send it in by mail – yes, snail mail. The check needs to be issued to the casino operator, and you’ll get the proper details from the website or by contacting the casinos’s customer support. Once your check is in the mail all you’ll have to do is wait. The check needs to arrive and be processed by the casino and the bank before the funds will reach your player account. Once that has happened, and the check is cleared, the funds will be credited to your casino account.
One thing you’ll need if you want to fund your account by mail is patience, and plenty of it. It can take up to a whole month before you’ll see the funds available in your account, so you’d better plan several weeks in advance if you want to gamble. Because of the slow processing time of these kinds of deposits, usually only players who don’t have any other payment methods available will choose this option, as payment cards, e-wallets and even bank transfers are much faster, even instant in most cases.
If you feel that you have the time to wait for these slow deposits, you will encounter yet another issue. Very few online casinos support check deposits, and there are only a handful of them that allow this from all players. This method is probably mostly found at unregulated casinos targeting the US, since check is still a “normal” payment method there, and because card payments and e-wallets cannot be used for this market.
Not only is check not widely used and supported among online casinos, but it’s also perhaps the only payment method that is faster for withdrawals than for deposits. Obviously, the casinos won’t fund your account with a check deposit before the funds have cleared from your account, so they know you actually have the funds in your bank account to be able to afford the payment, but withdrawals are different. If you opt to have your withdrawal sent to you by check all you have to do is wait for the check to arrive in the mail and then go to the bank.
One thing you should know, though, is that you won’t be able to get your winnings paid out by this payment option unless you have a good reason for doing so. The only acceptable reason is that your winning deposit came from a check, but you might also get the option if the deposit method you chose can’t accept payments going back to it, such as a prepaid or gift card. However, most casinos will ask to perform a bank transfer to you instead, as very few support payments through the mail.
The verification of a bank issued check is not needed at all. After all, the casino will make sure the check is cleared before depositing the fund into your account, and these funds are deducted from your bank account. As long as the name on the check is the same as on the player account it won’t be needed to verify the payment method. If the check does not have a name matching the account holder at the casino then the deposit will be rejected.
There are no real limits per transaction when using a check, but of course the banks might have their own rules for this. For deposits it won’t matter since the casino will always wait for the check to actually be cleared. For withdrawals, however, it’s up to your bank to make sure the check is legit before they hand the over money to you or deposit it into your bank account. For smaller amounts it might be different, but this is up to your bank, and not something the casino can help you with.
The fee part is the best part of this payment method. The casino will not take any fees for processing these kinds of deposits or withdrawals. Again, though, your bank might have some fees that you’ll have to cover.
Using a bonus together with a check deposit is not possible, unless you’re very lucky. Most casino bonuses require you to actually make a deposit to be able to claim a bonus, and since the bonuses are usually only available for a limited number of days you simply won’t be able to make that deadline to claim your bonus. If there is a bonus available for that one day when your check actually cleared and the casino deposited the funds into your account then you might get an extra boost to your deposit, but this would just be luck. It will be impossible for you to plan 2 - 4 weeks ahead to make sure your deposits arrive just in time for a specific promotion. Not even the casinos know that far ahead which bonus offers they might have on any given day.