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Baccarat Banque

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Baccarat is a hugely popular casino game played across the online gaming world, but the game still has a sense of exclusivity around it. However, once players understand the simplicity of the rules then they will see that Baccarat is a game for everyone and not just high rollers. The Banque format is not the most common version of the game but it does come with some unique rules that make it perfect for baccarat fans. The payouts are the same as other baccarat games and there are specific drawing rules that the gameplay follows, so read on if you want to learn how to play Baccarat Banque.

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How to play – Baccarat Banque rules

The game is played on a cello-shaped table with the banker sitting in one of the cut-out sections and the other players sitting around the two ends. One of the unique factors of the Baccarat Banque casino format is how the banker is selected, the banker rules, the three 52-card decks, and that the tie bet is not used. The player with the largest bet becomes the banker and they then deal out the three hands, one for the banker and one each to either side of the banker. This carries on until the banker plays through all their bankroll, the entire shoe has been played through, or a player successfully “challenges” them by matching the banker’s wager and declaring “Go Bank”.

For players, the main core of the game is based around the closest two players to the banker representing their side until they lose. Then in which case, control will be passed on to the next player. The normal player rules regarding drawing another card or standing are as follows, however, these are not strict rules and any type of play is allowed which is also the same for the banker:

  • The player wins with a natural 8 or 9 unless the banker has equal or more.
  • If the player score is six or seven, no more cards are taken.
  • If the player score is four or less, a third and last card is taken.
  • If the player score is five, you have a choice to take a card or not.


Just like all Baccarat games, both the player and banker bets are paid at evens. Although the banker bet comes with a slightly smaller payout due to the 5% commission being taken from the house. For example, if you placed a €5 bet “player to win” bet then you would get €10 back in total, and a winning €5 bet for the banker would return €9.75 in total. Remember that the tie bet is not available and all bets remain on the table until either the player or banker wins.

Baccarat Banque strategies and other helpful tips

Baccarat is a simple casino game to play and the low house edge makes it a popular choice for experienced players as well as those starting out in the casino. A sure-fire Baccarat Banque strategy is not available, but you can follow our tips to ensure that you get the most out of your casino experience.

GoodLuckMate’s best tips for playing Baccarat Banque:

  • Make sure you play at a table with the correct odds and commission rates.
  • If you are on a winning streak then walk away and take a break.
  • Manage your bankroll and don’t always be tempted to match the banker’s bet.
  • Take your time and try to play a demo version first to learn the game rules.

Play Baccarat Banque at online casinos

Baccarat Banque online is not a common option and this partly because of the way the game rules are set up. The moving banker and player roles make it difficult to manage from an online perspective, but if you do want to find the game then you will find most luck at the European casinos. Additionally, this means that there will likely be no free Baccarat Banque online games to learn the rules on either.

Thankfully, the Banque version is closely related to the other baccarat variants that are widely available online such as the classic version or the popular punto banco. These games can be found in both RNG format and in many of the live casinos as well, which we will break down further in the next section.

Live dealer games vs RNG games

Baccarat enjoys a lot of action in both the RNG and live casino formats but again the Baccarat Banque game simply does not play into the online environment. This is due to the unique rules and interaction from the player and banker roles. Choosing between the live dealer and RNG version comes down to preference and how you prefer to play your casino games.

Playing in a live casino will mean that you have strict time limits to stick to and so this will be more suitable for experienced players. The RNG digital format is not purely for beginners though. This can be a wise choice for those players who like time to think and enjoy the casual side of gaming. Both formats have their advantages and it would be wise to try out both to find your preference, just be sure to play with small stakes before you make your final decision as this will help to keep your bankroll intact longer.

Steven Ford
Steven FordUpdated: 06 Jun 2022
Steve started his iGaming career back in 2007 and he has not looked back since. Various job roles for both global and startup casino brands have given him a deep and thorough under...

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