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Lightning Baccarat quick info: 
🎲 Game provider:Evolution
🎲 Game type:Live Baccarat
⭐ Our rating: 4.5/5 ⭐⭐⭐⭐⭐
🤩 RTP:98.76%
💵 Minimum bet:€1
💵 Maximum bet:€2,000
💵 Maximum payout:€500,000
❤️ Top Lightning Baccarat Casino:Fairspin Casino

Basic Rules of Baccarat

Before delving into the electrifying world of Lightning Baccarat, it's essential to grasp the fundamentals of the classic baccarat game. Baccarat is renowned for its simplicity and elegance, making it an ideal precursor to its lightning-infused counterpart.


Baccarat revolves around two main hands – the Player and the Banker. Players place bets on which hand will have a higher total, aiming for a sum closest to 9. Bets can also be placed on a Tie, predicting an equal value for both hands.

Aim of the Game
Aim of the Game

The primary objective is to predict which hand, Player or Banker, will have a higher total, or if the outcome will be a Tie. 

Card Values
Card Values

Cards are summed to calculate the hand's value, with the aim of reaching a total of 9 or as close to it as possible. If a hand exceeds 9, only the last digit is considered (e.g., a total of 15 becomes 5). In Lightning Baccarat, these foundational rules remain the same.

With a solid grasp of these fundamental baccarat rules, you're primed to embrace the electrifying twists and turns that Lightning Baccarat brings to the table.

How to play Lightning Baccarat

Lightning Baccarat Live Review

The Lightning Baccarat game starts like any other baccarat game. The player picks out which selection to bet on and these are;

  • The player
  • The banker
  • The tie
Side Bets

Additional side bets are also included for the banker pair and the player pair, which are paid out even if you win or lose your main bet. 

Once you have made your bet selection and the betting timer has reached zero then an important feature of the game will take place. A 20% Lightning Fee is added to your total bet. This has been introduced by Evolution to help finance the multiplier prizes in the game. So, keep this in mind from your first bet to avoid any unwanted surprises.

Next up is the Lightning Round and which produces up to five cards from a 52-card virtual deck with each of them displaying a multiplier worth 2x, 3x, 4x, 5, or 8x.

Once these cards have been selected then the baccarat game will play out as per the traditional three-card game rules.

The Lightning Cards are highlighted as the player and banker cards are revealed. This lets you know if you have the potential to win a multiplier prize at the end of the round.

Once the rules have been played out then the prizes will be credited with any extra multipliers added on top.

Place your bets!

Placing your bets on the Lightning Baccarat online game could not be any easier. This is mostly down to the fact that the betting options are so simple in a game like this.

The betting options are right in front of you with the blue, green, and red sections indicating the player (blue), tie (green), and banker (red) bets. Make sure you have the right betting limit selected and then place your chips on your chosen selection.

Lightning Baccarat betting options

Use the playing interface to gather up important information such as the total wagers being placed, the number of players betting on a particular selection, and the percentage of bets being placed for quick reference.

You can also view the betting roadmap which shows the complete history of the previous game rounds being played with the current eight-deck shoe. 

Live Lightning Baccarat Rules for Payouts

The payout table in Lightning Baccarat is slightly different from that of the standard game.

The player and banker bets still payout at 1:1 with the 5% commission being taken from the winning banker bet.

However, the tie bet is reduced from 8:1 or 9:1, depending on where you play, to 5:1.

The pair bets are also reduced down to 9:1 from the typical 11:1 payouts that you usually find.

These reduced payouts are the result of potentially being able to win huge multipliers if you land any of the Lightning Cards.

Player Pair9-576:1
Banker Pair9-576:1


So, what can you win if you do successfully land one or five of the Lightning Cards? I mentioned earlier the possible multipliers that you can find on the cards from 2x to 8x.

A quick example of this would be if you won on a player bet with one of the 8x Lightning Cards in the hand, you would win 8:1 instead of the standard 1:1.

These multipliers can quickly rise up to huge numbers with 512x available with three 8x Lightning Cards and a massive 262,144x your bet with six matching Lightning Cards on a winning tie bet.

Maximum Win

One important rule to note down is that Evolution caps all winnings on the game at €500,000, not including your bet stake.

Game Features

The main feature of the game is based on the Lightning Cards and their potential multipliers. The randomly generated virtual card feature can bring one to five lightning cards into play. Of course, the multipliers attached to them are always changing to keep the game fresh and exciting.

Lightning Baccarat multipliers

As you would expect from Evolution, the game has been tastefully designed to be in line with all of their other Lightning live dealer games.

The Lightning feature brings an exciting new angle to the already hugely popular casino game. Plus, the possibility of winning up to €500,000 from a single hand is something that many players are eager to try out.

Maximum bets will be required to hit that maximum cap. But, with other worthwhile and easier multipliers to hit, the chance of landing a big win is still more than possible.

It’s a simple addition to a simple game, but the prize-winning opportunities make the live dealer experience so much more exciting!

RTP & Odds

In Live Lightning Baccarat, the overall Return to Player (RTP) percentage is 98.76%. Here's a breakdown of the RTP for every bet option:

Bet OptionRTP
Player Pair88.35%
Banker Pair88.35%


While the standard game provides ample chances to win, the allure of the Lightning Cards lies in their potential multipliers. As I already mentioned, the maximum payout for Lightning Baccarat is capped at €500,000. Achieving this colossal win involves landing six matching Lightning Cards on a winning Tie bet, offering odds of 1:31066029124. 

Best Lightning Baccarat Strategy

While players often seek strategies to boost their chances, Lightning Baccarat's unpredictable nature and dynamic Lightning Card multipliers make relying on a fixed baccarat strategy challenging. So let me be honest, there's no foolproof strategy to secure wins.

Despite the absence of a guaranteed Lightning Baccarat strategy, there are certain tips to enhance your gameplay experience:

Banker Bets
Banker Bets

Just like traditional baccarat, favor Banker bets for their slightly better odds of winning. Despite the 5% commission fee, the Banker bet offers a higher chance of success.

Tie Bet Multipliers
Tie Bet Multipliers

Embrace the multipliers in Lightning Baccarat by considering the Tie bet. Unlike standard baccarat, the Lightning multipliers can significantly enhance your wins on the Tie bet.

Set Limits
Set Limits

Establish a budget and stick to it. Determine your spending limit and duration of play in advance to ensure responsible gaming and prevent excessive losses.

Enjoy Sensibly
Enjoy Sensibly

Approach Lightning Baccarat with the intent to enjoy the experience rather than solely focusing on winning. The game is designed for entertainment, and while wins are possible, outcomes remain unpredictable.

Ultimately, Lightning Baccarat's allure lies in its thrilling unpredictability, coupled with the chance of achieving substantial wins through Lightning Card multipliers.

Remember, the best tip for any casino game is to play within your means and have fun responsibly. As the game's potential surprises unfold, embrace each round with excitement and an open mind.

Lightning Baccarat Review: Verdict

After giving this live casino release a try, I would rate Lightning Baccarat Live as 4.5 out of 5. The game introduces an exciting "Lightning" feature, enhancing the traditional baccarat rules with the potential for substantial multipliers.

The inclusion of side bets and reduced payouts due to Lightning Cards adds depth and complexity. Evolution's expertise is evident in its tasteful design and seamless gameplay.

However, the 20% Lightning Fee and reduced payouts on the tie and pair bets is the drawback for me. I think it is best to think of the Lightning Cards as a side bet and to maintain your goal of winning the main player/banker bets. Anything extra via the Lightning multipliers will then be a bonus, but of course, at the cost of that 20% increase of your total bet. 

In conclusion, the game's potential for significant wins, coupled with the convenience of online play and the reputation of Evolution, contribute to its high rating.

Play Lightning Baccarat at Online Casinos

Finding a Lightning Baccarat casino is simple enough these days. All you need to do is find a casino that partners with Evolution. The fact that Evolution is the go-to option for live dealer games does mean that their games are never far away.

Playing with live dealer hosts can be intimidating for first-timers but you should not let this put you off. A lot of the game is automated and the rules are simple to understand

If you like the idea of the game then you can find many of the top Evolution casinos here at GoodLuckMate and there are live dealer promotions and Lightning Baccarat bonus offers out there to claim to enhance your gaming sessions as well.

When it comes to a top-notch online casino to play Lightning Baccarat Live, I recommend checking out  This platform stands out for several reasons.

Not only does it feature an impressive collection of Evolution games, including Lightning Baccarat, but it also offers a user-friendly interface that makes navigation a breeze, whether you're a seasoned player or a beginner. also prioritizes transparency by utilizing blockchain technology to provide provably fair gaming, ensuring the utmost fairness and security for players.

So, for an exceptional session of Lightning Baccarat, is undoubtedly the go-to destination.

Great customer support
Long withdrawal times
Easy to use interface
Complicated bonus terms
Great selection of games

Other "Lightning" Games by Evolution

Evolution's innovation extends beyond Lightning Baccarat, encompassing a diverse lineup of electrifying titles. Some of our favourites are listed below:

Lightning Blackjack
Lightning Blackjack

In Lightning Blackjack, Evolution infuses the timeless card game with its signature lightning twist. With the potential for multiplier cards to strike, each hand holds an electrifying surprise. Players can enjoy the suspense of Lightning Blackjack for a dynamic twist on traditional blackjack gameplay.

Lightning Blackjack Review
XXXtreme Lightning Roulette
XXXtreme Lightning Roulette

XXXtreme Lightning Roulette combines the allure of classic roulette with intensified multipliers, offering players a high-octane casino experience. With electrifying visuals and lightning-fast action, this Evolution variant redefines roulette, delivering bigger thrills and bigger wins.

XXXtreme Lightning Roulette Review
Lightning Lotto
Lightning Lotto

Step into the world of Lightning Lotto for a unique fusion of live dealer entertainment and lottery-style excitement. Drawing on the allure of lottery games, this Evolution creation combines real-time interaction with the chance to win big, offering a thrilling blend of luck and live gaming action.

Lightning Lotto Review

Each of these games, including Lightning Baccarat, epitomizes Evolution's commitment to creating immersive, high-energy experiences that captivate players and amplify the excitement of live casino gaming.

Steven Ford
Steven Ford
Last Update: 18 Aug 2023
Steven is GoodLuckMate’s casino veteran, having started in the industry in 2007! Although he knows everything about online gambling, it’s sports betting that is his true passion. Additionally, he’s not only our go-to writer for casino reviews, but he’s also the one keeping the closest eye on iGaming companies, so he always knows what they are going to do next.

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