What Is Return to Player?

The Return to Player (often shortened to just RTP) is a percentage that tells you how much you can expect to win on average over a long playing session at your top desktop or mobile casino.

When we say long, we mean a theoretical average that’s calculated over millions of spins on slots. Or millions of bets in table games like roulette, blackjack, and baccarat.

Of course, no single player is going to rack up millions of individual bets (we assume!). So, the average given by RTP figures is an important consideration or benchmark for players to consider as if millions of bets had been placed.

Example on how to calculate RTP
Example on how to calculate RTP

Let’s take a simple example for the purposes of this in-depth online gambling guide. Say a particular slot you want to play has a stated RTP of 98%.
In this case, it means that for every euro you bet, you can expect to win back an average of 98 cents.
The extra 2% is going to the casino – this last bit is known as the house edge, or to put it more simply, the expected profits made by the casino for each bet.
That might not sound like a great deal, of course, but 98% is considered to be a very high RTP percentage. And we must take into consideration that it is an average.
A player can finish a session ahead or behind. RTP describes a theoretical average over many plays, not a balancing mechanism that forces other players to lose after someone wins.

How Is RTP Calculated?

Not to go too geeky here, but the way RTP is calculated on a general level is quite simple. It is the total amount won (or returned) to players divided by the total amount that was wagered by those same players.

So, the RTP is simulated through computer algorithms, playing millions of rounds in a short time to replicate real gameplay over years. With a random number generator (RNG), each spin has equal winning chances, ensuring accurate RTP calculation.

You’ll sometimes get lucky and all the big wins will just be rolling in. But, at other times, the same slot might give you nothing but losses. Each spin is an independent random event, so your result is not tied to anyone else’s: nobody has to lose for you to win.

What the RTP describes is the long-run expectation: over millions of spins across all players, a game returns roughly 95% to 98% of everything wagered and keeps the rest as its house edge. Over a single session your own result can sit far above or far below that figure.

An RTP below 100% corresponds to a house advantage for the stated rules and strategy. It represents an expected loss per amount wagered, not a guarantee that every player or session will lose.

You can, of course, be lucky and get quite a few big wins, but the trick is to withdraw your winnings at some point. If you keep betting your winnings over and over again, the slot will leave you empty-handed. Unless you win a jackpot, of course…

How to Find RTP on Slots

Okay, so now you may have a better understanding of what RTP in slots means. But how do you find the RTP in a specific slot game?

It's actually very simple in most cases. Almost every game provider states this information in the game rules of the slot. Just click the "information" button and check the rules or paytable.

How to find RTP in slots

How to find RTP in slots

Of course, the icons and information may be presented slightly differently depending on the game you're playing. However, this is more or less how it works for every casino game available.

Top 10 High RTP Slots

Now that you have familiarized yourself with the concept of RTP (Return to Player), let's explore some of the slot games that provide the most favorable payout percentages. These games generally offer satisfactory rewards and ensure you enjoy a substantial amount of gameplay.

Ranking Slot Title Game Provider RTP  
#1 Book of 99 (Relax Gaming catalogue) Relax Gaming 99%
#2 Ugga Bugga Playtech 99%
#3 Plinko BGaming 99%
#4 Gates of Heaven (Pragmatic Play catalogue) Pragmatic Play 98%
#5 Zeus Wild Thunder (SYNOT Games catalogue) SYNOT Games 97.99%
#6 Heimdall's Gate (Kalamba Games catalogue) Kalamba Games 97.21%
#7 Aloha Fruit Bonanza (TrueLab Games catalogue) TrueLab Games 97.01%
#8 Beast Band (BGaming catalogue) BGaming 97%
#9 The Big Deal Deluxe Habanero Slots 96.85%
#10 Fruity Candy PG Soft 96.75%

 

Live RTP Formula

One new trend you'll notice regarding the payout rates of online casino games is the live RTP statistics. You can check this out at BitCasino.io, the operator that first introduced players to live RTP slots.

These slot games come with tables that show the payout rate of the game in the past 24 hours, past week, month, etc. Thanks to this information, you'll know the exact return to player - hence the name live RTP - of that specific slot. You'll get insights into hot and cold periods regarding payouts, and so on.

BitCasino.io also categorizes the live RTP games by provider, popularity, type, and generosity. So, you'll see all the highest RTP titles in one place, for example.

At the time of this writing, we noticed that Fort Brave and Crystal Ball (GAMOMAT catalogue) were at the top with respective live RTPs of 299.27% and 195.26%. Impressive, right?

Observed results over a recent period can differ substantially from the theoretical RTP. A recent winning or losing run does not, by itself, change the probabilities of the next independent round.

Slots Versus Table Games

For full disclosure, we must state that the RTP of any given game isn’t always an indicator of your chances of winning each time. At least not when it comes to online casino slots.

For example, a progressive jackpot slot might have a relatively low RTP of around 70%. This is because one spin can end up winning a jackpot of millions of euros. Yet, the overwhelming number of spins won’t win anything or only a small amount.

So, while the figure is low for jackpot games, the risk might be worth it. There’s always a chance that the reels go into a complete meltdown and you end up pocketing a jackpot win. But, it’s a different story for table games. Let’s take roulette as an example.

RTP in Roulette
RTP in Roulette

In Roulette, you can reasonably expect to pick up an almost equal amount of wins and losses. That is if you’re sticking to something like even money bets on red, black, odd, even, high, or low.
That’s because the chances of winning are around 50% – though not quite, because of the zero pocket(s) on the wheel. On a single-zero (European) wheel an even money bet wins 18 times out of 37, or 48.65%, and the house edge is 2.70%. On a double-zero (American) wheel it wins 18 times out of 38, or 47.37%, with a house edge of 5.26%.
Most standard bets on the same wheel keep that house edge, although special bets can differ, which means the Return to Player is 97.30% on a single-zero wheel and 94.74% on a double-zero wheel.

RTP – Conclusion

So, while it might seem quite confusing as to what Return to Player actually means, it’s relatively straightforward once it’s been explained.

You can now use this information to reliably inform yourself about your chances of winning whenever you find a new game to play. You can also balance out the odds of winning versus the payouts expected for each type of bet you make. Good luck!

Nerijus Grenda
Nerijus Grenda
Page updated: 06 Sep 2026
Nerijus Grenda is a prolific contributor to the GoodLuckMate site. With a deep understanding of the online casino industry, gained from his own experience as an avid player, he offers valuable insights on what sets the best casinos apart from the rest. As a writer, Nerijus shares his expertise through expert analysis and thoughtful commentary on various topics related to online gambling, including casino reviews, game guides and industry trends.

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